Charles Blair Banks was born 14 May 1857 in Edinburgh Parish, Midlothian, Scotland, the second youngest of eight children of George W. Banks and Janet Black. Charles’ father, George had a lucrative business as a shoemaker, employing six men, according to the 1851 Scotland Census. But he apparently was not very good with money because between 1856 and 1860 he appeared before the Edinburgh Bankruptcy Court five times. Then, in 1861 the court issued a warrant for his arrest for failure to appear. The 1861 Scotland Census shows Janet living alone with her children, with her eldest son, John Alexander, listed as the head of the household, his occupation being listed as “classical tutor.” George was boarding with his brother and working as a journeyman boot maker. Charles was living with his mother’s sister, Agnes Black. On January 27, 1864, Charles’ mother passed away at the age of 46, followed six years later by his father on June 28,1870. After the loss of both parents, Charles and his siblings faced a period of upheaval, scattered among relatives and forced to grow up quickly. In 1871 he was living with his sisters, Margaret and Jessie, and his younger brother, Francis, in Midlothian. But a year later, on January 15, 1872, he was taken in by his aunt, Janet Laws, who signed Charles and his brother Thomas into Indentured Apprenticeship in the Merchant Navy. Charles’ indenture was for 4 years and Thomas’ for 3 aboard the Stornoway, a British tea clipper under Captain J. Waugh. (The Stornoway would eventually wreck at the mouth of the Thames on June 7, 1873, under Capt. G. Greener.) In 19th century United Kingdom boys between the ages of 14 and 16 years were indentured, or bound by contract, to be an apprentice on merchant vessels for a fixed period of time to be trained as seamen for the merchant navy. These “training ships” were partially funded by the government to maintain a strong Royal Naval Reserve. The Stornoway was one of these training vessels, making voyages through the Mediterranean.
Charles ended his indenture on February 25, 1876, at the age of 18, having served on the Stornoway, Marion, Valparaiso, Henrietta, Southern Cross, Cumberland, Ella, and Buda. On July 12, 1880, he applied for the position of 2nd Mate, making him third in command on the Buda. He was approved for this position on July 14, 1880. On January 22, 1881, he applied for and received his certification as Only Mate, placing him in command should the Master Mate (2nd behind the captain) be incapacitated. By this time, he had served five years at sea and had become an accomplished seaman.
He followed the sea for about eleven years during which time, according to great-grandmother Emily, he sailed around the world seven times and was once shipwrecked in the treacherous Bay of Biscay. It is said that his brothers eventually jumped ship in New Zealand.
After his baptism in 1882, Charles felt called to the mission field and he joined the American Baptist Mission Union (ABMU) who sent him to the Belgian Congo where he witnessed firsthand the urgent medical needs of the local people.
In 1883 he returned to England to study medicine at the University of London. In 1885 Charles attended a religious meeting at Dame Agnes Weston’s Royal Sailors Rest in London with a friend, Jack Murphy. While there, Jack introduced him to a charming woman by the name of Fanny Tiptaft. At a later meeting he spotted Miss Tiptaft again and greeted her, but when she turned to him it was not Fanny but her twin sister Emily! “Sir,” she said, “I believe you have mistaken me for my sister!” His error was his good fortune, as their friendship turned into a courtship and they were married in Hackney, England on 30 Dec 1886. Emily, who had planned to serve as a missionary in China, found that the Lord’s plan was for her to accompany her new husband to Africa.Charles and Emily left England April 30, 1887, to return to Africa, arriving at Wangata, Etat Independent du Congo many weeks later, on September 13, 1887, once again under the ABMU where they would serve for the next 13 years.
It was a most unusual honeymoon for the young, married couple.
They first lived in Wangata, the most advanced station on the Upper Congo, in a native clay hut. The conditions of life there would have daunted any ordinary worker. The unrest in the region was deeply challenging, and just then the difficulties of the position were accentuated by the fact that one of the chiefs of the place had recently been killed by the Belgians. Ironically, their lack of military protection may have spared them, as it distinguished them from the Belgian forcesWhen they landed in Wangata, the natives thought Emily was a ghost. They had never seen a white woman before, and she was particularly fair and dressed in white. They eventually accepted Emily and treated her with much reverence. Her uniqueness inspired both awe and concern, and the villagers worried about her safety. Together, Charles and Emily began a life of service marked by resilience, faith, and a deep commitment to the people of the Congo.
The Banks soon moved the station to Bolengi, a few miles away. For the next 12 years in Bolenge, with only one furlough, Charles faced every challenge head-on. Though still unfamiliar with white women, the villagers were especially unsettled by Emily’s pale complexion and white attire…and they were suspicious and frightened of her. But Emily's tender ways toward them soon earned her the name "White Mama." They called Charles “Mondele”or ‘Banksisi” and believed him to be a great hunter due to his skill with his rifle when he would accompany the tribesmen hunting for game.
In the midst of building houses and planting all kinds of fruit trees, Charles translated Mark’s gospel, Romans, 1 and 2 Peter, 1, 2, and 3 John and Jude, as well as several songs, to the Lonkundo language. Emily taught the natives English while learning their native tongue and taught them to read.
Crowds of villagers came to Charles seeking help with their ailments, with sleeping sickness being especially rampant. Of a hundred cases of hemorrhagic fever, he did not lose one. His experience in dealing with the disease was so appreciated back home in England that, only a few weeks before his death, the Journal of Tropical Medicine published a lengthy paper by him on the subject.Charles was an expert marksman and a skilled hunter. If the natives were hungry, he would go out and shoot something for them to eat. A group of men who had come with hostile intentions saw him shoot a bird on the wing with his rifle from a moving canoe and let drop their spears. “If that man’s stick looks at us, we are dead men,” they said.
Charles and Emily welcomed their first child, Marguerite on September 13, 1888. The natives adored Marguerite, calling her Bona Owa Wangata—child of Wangata, and marveled at her whiteness and beauty. In June 1889, after a period of illness that would not seem to abate, Emily and Marguerite returned to England to her family while Charles remained behind on the Congo. It took her many months of care and treatment before she recovered enough to return to Charles and their work with the natives of the Congo. In 1890 she left Marguerite in the care of her parents and sisters and returned to Wangata. Upon meeting Charles, she found that he had built a home in the village of Bolenge, four miles down the river from Wangata. He built it by hand, surrounded it with gardens and cleared land, and even crafted her furniture.
After settling in Charles and Emily invited their tribespeople to come in and see the new “hut” that their Mondele had built for his wife. While the crowd milled about looking at this and that, a strange man entered the house and approached Emily, saying something to her that she did not understand. A young native woman was standing nearby and turned on the man saying, “How dare you talk to our White Woman in such words! Go away!” Later Emily found Charles at the top of the steps leading to the seven-foot veranda. The same stranger was coming up the steps and speaking to Charles. A hush came over the crowd, and the tanned face of their White Man turned pale. His hand shot out, and he took the intruder by the throat and shook him violently, then he kicked the man down the steps with his heavily booted foot. The man picked himself up and slunk away, and one of the natives asked Charles, “What would you do, White Man, if he had taken her?” Charles gave a look at his gun and made a gesture as if firing it, as his only reply. The crowd began murmuring, both inside and outside the house—it was just one word said repeatedly: “Ekila, Ekila, Ekila.” It meant forbidden, sacred. It was used to describe only things to be feared; thus, the White Woman was sacred and safe for all the years that followed. Emily never dared ask Charles what the man had said. Whatever it was remained a mystery—one Emily chose never to uncover. The tribe was in awe of the love the White Man had for his White Woman. In the eyes of the villagers, the love between Charles and Emily was not just rare—it was sacred. And in that sacredness, they found protection, reverence, and a bond that would endure for years to come.In March 1891 Charles and Emily welcomed their second child, Charles Sidney James Banks, to their family and then in May 1892 a second son, Alan Herbert. With Charles due for furlough, and both sons in fragile health, the family returned to England. Upon their return to London, they found their little Marguerite, in the care of Emily’s family, had grown into a lovely little girl. They went to North Weald on the East Coast of England to rest, as Charles and Emily were both worn down from recurrent attacks of fever. While there, a daughter Emmaline Frances, was born in August 1894.
Charles returned to Bolenge when his furlough was over, and when Emmaline was 8 months old Emily followed. They continued their work until their last child, Kenneth Alexander, was born in February 1898. Emily visited the villages one last time to say goodbye and then returned to England with Charles several months later after he prepared the mission for its successor. When he left Africa he knew it was for the last time as the hard life, fevers, and climate had taken their toll. He arrived home in May and spent the summer and autumn reacquainting himself with his children. Though distance had marked much of their early years, the children’s love for their father was fierce and unwavering.Both Emily and Charles had suffered many fevers during their years in the Congo. In December 1900 Charles took a train to London to seek the help of doctors, but they could give him no help. On the train to Bournemouth, he slept by an open window and got a chill that brought on yet another fever. On December 29, Charles passed away leaving Emily with five children, the oldest 12. Knowing the end was near, he told a friend, "I long to go, I am so weary; but it does seem selfish to go away and leave Mrs. Banks alone with five children. I must get well to help her." But it was too late. Following 24 hours of unconsciousness, Charles Blair Banks died at the age of 43.
In the years that followed, Emily moved with her children to the United States where she lived in the vicinity of Portland, Oregon until her death at the age of 87.
Charles Blair Banks lived a life of service, courage, and devotion—both to his mission and to his family. Though his years were few, his impact was lasting. Emily, steadfast and resilient, carried their legacy forward in a new land, raising their children with the same quiet strength that had once earned her the name “White Mama.” Their story, rooted in faith and sacrifice, continues to be told through generations.






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